Here’s How To Buy Investment Land From Land for sale With Owner Financing

Do you want to expand your Georgia land holdings or explore new areas for your investment portfolio?

Have you maxed out traditional funding options but still want to grow your land assets?
Or perhaps your credit isn’t perfect, but you’re still eager to invest?

Here’s what you need to know about funding your next land investment, including a lesser-known option you might not have considered…

How to Invest in Georgia Land on a Budget

There are several ways to acquire land for investment purposes. With a variety of funding methods available, investors can grow their portfolios by tapping into multiple resources or using leverage. Here are some popular approaches:

• Some investors use their own cash
• Some use traditional bank financing
• Some work with private money lenders

While these are common strategies, there’s another option you might not be familiar with: landowner financing.

What is Landowner Financing?

Landowner financing is when the landowner provides the financing directly to the buyer. Essentially, the owner acts as the lender, allowing you to purchase the land with regular payments, often using the land itself as collateral.

It works much like a mortgage from a bank—without the hassle of credit checks, extensive paperwork, or pre-approval.

Landowners appreciate this method because it helps them sell properties to buyers who might not otherwise qualify for traditional financing, while also creating a steady cash flow.

Investors benefit from landowner financing because it allows them to acquire more land, even if they don’t have the full purchase price upfront.

How Landowner Financing Works at Land for sale

When you purchase land in Atlanta or anywhere in Georgia (we also buy and sell land in other states!), many of our properties come with landowner financing options. Interested? Just reach out to us.

The process is straightforward. We’ll require an earnest money deposit, but instead of a full payment at closing, we’ll set up a payment plan with the principal, nominal interest, and loan term. The land itself acts as collateral, and if you decide you no longer want the property, you can return it to us with no further payments required. There’s also no penalty for paying off the loan early.

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